One of the things I did quite a bit at the Financial Blogger Conference this weekend was “show off” my Tracfone flip phone. It was probably more of a function of my deep-down jealousy. Because, let’s be honest, when you go to a blogger conference you see a lot of fancy smart phones — even frugality bloggers have much fancier phones than I do, and I’m not a penny pincher by any stretch. I tend to walk away from these conferences thinking that I need a smart phone.

For heaven’s sake, my husband has a better phone than I do. (Although I did run into a blogger with a worse phone than mine. Go Kyle!) But do I really need a smart phone? Here are some r

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Phone

This is an Online Banking November 2011 5 year CD rates update to help keep you informed on this investing subject so you can place your money where it will benefit you the most. From the nationwide online banks, the best bank rate this month is 2.30% APY. This is up 0.10% from last month and is being offered by Farmington Bank. The minimum deposit amount is $500.

The next best CD rates is from Black River Country Bank. Their 5 year CD is earning an APY of 2.27%. The minimum deposit required is $1,000.

In third this month are three financial institutions that are offering a 5 year CD with an APY of 2.25%. These are Washington Federal Bank, the First National Bank of Kansas and Tompkins Trust Company.

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Cd Rates, Cd Rates Update, Rates Update, Update

This brand new enhanced plan allows you to release more money from your home whilst maintaining full ownership. It takes into consideration your health and lifestyle to calculate your equity so you could access more funds than before. As an Age Partnership client you could also access exceptional plan terms saving you up to £11,504*.

These include a preferential low interest rate that isn’t available direct through Aviva and a free property valuation – or £270 off the fee if your house is worth more than £250,000. Plus, you’ll also receive a £200 cash bonus when your plan completes.

But that’s not all! You can choose

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This weekend I am taking a small deviation from my regular commentary on the financial woes of a 20-something to talk about an important project in the works: Slash Declare.

Last week I had the pleasure of attending a press conference where three financial industry innovators met to discuss the changes needed on Wall Street. They also announced the launch of a new project called the SlashDeclare Initiative.

Companies are signing on to the SlashDeclare Initiative, vowing to bring transparency and accessibility to the financial industry.

SlashDeclare is almost like a promise to the customer, each company may have a different definition of consumer rights, but the end goal is to improve the finances of the American consumer.

There are some crucial things needed for a movement to begin. Ho

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Earn 1.10 percent APY with Smarty Pig savings account

Studies show that most people save more money when they set a specific goal, which is the theory behind the Smarty Pig savings account. If you are interested in saving for a vacation, a down payment on a home or for college tuition, you can set these goals and others on the Smarty Pig website.

The Smarty Pig savings account is entirely free, with no monthly maintenance fees.

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Account, Pig Savings, Pig Savings Account, Savings Account

The Lifetime Income Disclosure Act introduced by the U.S.

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401k, 401k Balance

Renters insurance is a necessity for anyone renting or subletting a home or apartment. It’s a budget friendly insurance and protects so much.

Renters insurance is both very affordable and very necessary for anyone renting or subletting an apartment or home. If you take a close look around at the valuables you’ve purchased over the years, the thought of losing everything in one day is hard to imagine, but it happens every day. Theft, fire and natural disasters happen all the time.

The landlord only has coverage for the structure itself, not your personal property within. This is why it’s so important that you take a moment and put together an inventory of items you own with values and pictures. Doing

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Budget Friendly, Budget Friendly Insurance, Friendly Insurance, Insurance