Every Sunday for the past thirty two weeks, Michelle Claverol has written on topics involving business income, extra expense and interruption claims. These are not the easiest or sexiest of insurance coverage matters, but, for many businesses, winning these issues and having claims paid promptly can determine economic survival.
In yesterday’s post, I quoted Barry Zalma’s opinion, “without Insurance the economy of the world would collapse. No entrepreneur would dare invest money in a business if he could not spread the risk of loss.” Scott Johnson and his fellow insurance agents would make a much greater impact upon their business clients if they could convince more to purchase complete coverage in the various forms of business loss insurance. Mon
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Business, Business Interruption
River Region Credit Union is offering a reward checking account which can probably be considered the best checking account in the market today. With a 4.00% APY, it’s pretty hard to beat. However, the balance cap seems a little steep. The top yield will only be applied to balances that reach $20,000. A base 0.10% APY will be rewarded for balances exceeding $20,000.
Aside from the cap balance which stops this from being the best reward checking account in the market, the debit requirements seem stringent. I
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Best, Checking Account, Reward Checking Account, River Region
Friday, July 30, 2010 – 6:51 AM by Ken – Bank Deals Guy 
Discover Bank continues to offer competitive rates on its savings account, CDs and IRA CDs. For those who might have been unsatisfied with Discover Bank in previous years, you may want to try them again. As I reported in February, they have made significant improvements in their online banking interface which simplifies many aspects of internet banking.
Discover Bank’s online savings account rate continues to be one of the top for internet banks. The rate is 1.35% APY as of the morning of 7/30/2010. This has held since February of this year.
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Account, Discover Bank, Savings Account
Sallie Mae is probably best known as a lender for student loans, but these days, the student loan conglomerate is also offering certificates of deposit (CD). Sallie Mae is not moving away from its student loan efforts, but it is branching out into additional financial product offerings, starting with certificates of deposit. Not only is Sallie Mae offering certificates of deposit, but it is also offering high-yield certificates of deposit. In addition to certificates of deposit, Sallie Mae is also offering high interest rates savings accounts.
Sallie CD Flavors
Sallie Mae is offering three types of certificates of deposit, which include 12, 36, and 60 months.
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Mae, Sallie Mae
Broadband speeds to UK homes are growing ever faster but many people are still not getting the broadband speeds they’ve signed up for.
Research by communications watchdog Ofcom shows that the average fixed-line residential broadband speed has increased by more than 25% over the last year, rising from 4.1Mbit/s to 5.2Mbits/s.
While that’s good news, more and more broadband customers are seeing far lower speeds than the headline rates they signed up for.
Mike Wilson, broadband manager at moneysupermarket.com, said: “It has been a longstanding concern that customers are being misled when buying broadband packages and …
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Broadband
This Wells Fargo CD Rates Review is about a financial institution that now includes Wachovia as part of the family. This bank has held the American consumers trust ever since the days of the 6 horse stage coach and is still a solid financial institution today.
The special CD offers at this time include the 9 month CD with an APY of 0.35% that renews at a 6 month term. The 23 month CD has a 0.90% APY that renews at a 12 month term. The 33 month CD has an APY of 1.40% that renews at a 24 month term.
The 45 month CD has an APY of 1.90% that renews as a 36 month term and the 58 month CD has an APY of 2.40% that renews as a 48 month term. Each of these special offers requires a deposit of $5000 to open an account.
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Cd Rates, Cd Rates Review, Rates Review, Review
by Ken – Bank Deals Guy Poll: What percentage of your savings do you have in CDs? 
Submit Your Answer
A reader recently asked me why open a CD when rates are so low. Wouldn’t an internet savings account be better until rates are higher?
Last year at this time many had thought we would surely see higher rates in 2010. In July 2009 there were a few savings accounts with a 2.50% APY. The best 1-year CD rate was 2.50% APY, and the best 5-year CD rate was 3.91% APY.
For the last year rates have continued to fall.
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Rate, Rate Environment