Amazing as it seems, one insurer plans to increase rates, even though we have gone years without a hurricane. As reported by Colodny, Fass, Talenfeld, Karlinsky & Abate, First Home Insurance requested a 39.3% overall Homeowners Policy rate increase from the Office of Insurance Regulation. Had the “free insurance market” legislators had their way, First Home could charge their customers nearly double last year’s rates, and the customers would have no recourse — except the “free market.”
They reported:
According to the OIR, First Home, based in Maitland, Florida, has 17,424 policies across the state, including 11,603 that would be affected by the proposed rates. Abou
Rate CenterToday’s Average Rates Across the Country*Savings / MMACDsRefinanceAuto Insurance
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0.26% 0.33% 0.43% Savings Accounts and Money Market Rates provided by 30 November 2010 The country’s housing market continues to reel, data shows.The real estate sector looked poised to pick up earlier this year, when thousands of people jumped into the market to take advantage of a tax credit extended to homebuyers. Read full post…
As reported in ClaimsJournal.com, Insurance Brokers and Agents of the San Fernando Valley named The Greenspan Company/Adjusters International as its 2010 Company of the Year. This prestigious honor is given to one company each year. According to Jonathan Schreter, President of IBA-SFV, to be considered for this award the company has to “demonstrate an exceptional commitment and support of the organization.” The IBA-SFV is a San Fernando Valley local chapter of the IBA West, a California organization that is a volunteer driven association of choice independent insurance brokers and agents.
The Greenspan Company/Adjusters International was founded in 1946 in Los Angeles by Sidney Greenspan. On b
The current best CD Rates Arizona is from banks and not the local credit unions. One of the better CD Rates is from the home town bank in Mesa Arizona called Gateway Bank.
Their current CD rates are for the 90 day CD that is earning an APY of 0.50%. The 6 month CD is earning an APY of 0.75%. The 1 year CD is earning an APY of 1.00%. The 2 year CD is earning an APY of 1.30% and the 3 year CD is earning an APY of 1.70%. The 1 to 3 year CDs are allowed a onetime rate increase during the term of the CD. Each CD requires a minimum deposit of $1,000. The CD rates .
The Summit Bank of Prescott, Arizona is another local bank offering CDs. Their 3 month CD is earning an APY of 0.40%.
Surplus insurers in Florida, a/k/a “non-admitted” insurers, have traditionally been exempted from certain regulatory schemes applicable to traditional “admitted” insurers. This was done to persuade these non-admitted carriers to continue to write insurance on risks not as attractive to the admitted carriers. As pointed out by Dick Tutwiler in his comment to my November 1, 2010, post, Eligibility Requirements for Florida Surplus Lines Insurance Carriers, two 2008 court decisions threatened the stability of the surplus lines insurance market in Florida.
In Essex Insurance v. Zota, 985 So.2d 1036 (Fla. 2008), the
The Northwest Savings Bank referral program offers a $50 bonus for each new customer you refer, a free Apple iTunes Gift Card just for inviting 5 or more friends, and the chance to win 1 of 25 iPod nanos. Plus, you can get a $100 bonus if you are not already a Northwest Savings Bank customer, and all of your referrals will also earn a $100 bonus when they open their new account. Northwest Savings Bank has branches in Maryland and Pennsylvania, so open a Northwest Savings Bank checking account today to participate in the Northwest Savings Bank referral program. If you are a current Northwest Savings Bank customer, please feel free to leave your contact information in the comments section below, so that potential new customers may contact you for a referral. New customers can earn a $100 banking bonus either way, but you might as well open a new account through a referral, so that current customers can benefit as well, and that way, we all win. Check out more details on this Northwest Savings Bank Referral Program to earn a $50 bonus for each new checking account customer you refer, plus get a free iTunes $10 gift card just for inviting 5 friends. Northwest Savings Bank Referral Program Details To receive $100, the referee or new customer must open a Switch Rewards, Switch Free, or Switch Interest Checking Account with a $100 minimum opening deposit and initiate a qualifying monthly direct deposit of $100 or more. A $100 credit will be posted to the account within 7 days of the first verified direct deposit. Existing Northwest personal checking account customers, employees, and affiliates are not eligible for the $100 offer. To receive $50, referring customers must have a Northwest personal checking account and be named on the referral form presented at the time of the new customer account opening. Referral awards will be made by check to existing Northwest personal checking customers only within 30 days after the new customer has opened a qualifying account. There is no limit to the number of referral awards a Northwest personal checking customer can receive. Northwest employees and affiliates are not eligible for the $50 offer. Northwest Savings Bank may disqualify referrals in circumstances where they reasonably believe that they were not submitted in good faith. Offer may be extended, modified, or discontinued at any time. You’ll also get a free $10 Apple iTunes Gift Card just for inviting 5 or more friends. There is a limit of 1 gift card per person while supplies last. Review our Banking Bonus Directory for the latest cash bank rewards. Please leave your contact information in the comments section below to participate in the Northwest Savings Bank referral program.
Louisiana seems to be pooling quite a number of high yielding rewards checking accounts. The most attractive we have so far is La Capitol’s All Access Advantage Checking Account. This one earns up to 5.25% APY on balances of up to $5,000. If there’s one downside to this deal that’s keeping it from being the best checking account in the state, it’s the low cap balance. The rate drops dramatically down to 0.15% APY for balances beyond 5K.
You might want to compare this to one of the best rewards checking account in the same state, the Pelican State Credit Union’s reward checking account which earns a slightly lower 5.01% APY. However, the cap balance here is higher, pegged at $15,000. The La Ca