Your current account is the financial product you probably use most frequently yet most people have never switched bank and as a result aren’t getting the best deal.
But there are a number of banks actively seeking to attract new customers and as such, there are some great deals to be had.
One of those is First Direct which, for some time, has been offering £100 cashback to new customers who switch their current account to the bank and now, for a limited time only, those who apply for its 1st Account via moneysupermarket.com benefit from an enhanced offer of £125 cashback.
Here we look at the account in more detail…
The First Direct 1st Account isn’t the best in terms of offering a high rate of interest on balances in credit. In
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Account, Current Account
The best Cathay Bank CD rates today are from a financial institution that was established in 1962 to serve the Chinese community in the greater LA area. They since have realized their community is more diverse that just descendents from China and have opened their doors to anyone who is in need of their services for investing and saving their money.
The certificates of deposits from Cathay Bank are offered in a tiered format with the minimum deposit levels being $2,500 and $50,000.
The current bank CD rates include the 7 to 31 day CD that is earning an APY of 0.10% and 0.15% respectively. The 32 to 89 day CD is earning an APY of 0.15% and 0.20%.
The 90 to 179 day CD is earning an APY of 0.30% and 0.40% respectively.
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Cd Rates, Cd Rates Today, Rates Today, Today
When you’re buying a new home, whether it be a house or a flat, you want to be sure that it is not going to start falling down within a few years of you handing over the money.
Even if you are stretching your finances to afford the property, it is therefore essential to get a proper survey done to highlight any potential problems.
Not all surveys are the same though, and the one you need depends on both the type of property you are buying and whereabouts it is.
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Page County State Bank offers attractive interest rate for their best reward checking account. This money in the bank deal lets you earn their best interest rate of 3.25% APY for balances up to $15,000. The portion of your deposit above $15,000 will earn you an interest rate of 1.01% APY. Plus, you can withdraw up to $25 worth of ATM fees when you meet the following requirements:
- subscribe to electronic bank statement
- make at least 10 purchases using your debit card at the point of sale
- setup at least 1 direct deposit, ACH- bill pay and auto debit
In case you do not meet the bank’s requirements, you will not be able to refund your ATM fees but you will still earn their base interest rate of 0.25% APY. Y
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Bank, County State, County State Bank, State Bank
The Citibank CD rates Today July 2011 is from the same financial institution that is also offering a $150 cash back when you apply for their credit card. This way you can not only be investing your money with Citibank but handle all of your financial matter thru this banking giant.
These bank CD rates have changed since their last update. Investments in certificates of deposits are still solid and guaranteed, but the rates continue to decline as the recession continues, despite the US Government claiming we are in a recovery.
The current CD Rates from Citibank include the 3 month CD that is earning an APY of 0.15%. The 4 month CD is earning an APY of 0.15%.
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2011, July 2011, Today July, Today July 2011
The National Flood Insurance Program (NFIP) is facing a September 30th deadline. That is the date the temporary extension runs out on the Flood Program. Unless a bill that reauthorizes the program passes, the NFIP could expire. But this week, the House of Representatives passed H.R. 1309 (The Flood Insurance Reform Act) by an overwhelming majority.
The House bill reauthorizes and modifies the program. The reauthorization extends the program through 2016. The bill also authorizes the program to offer business interruption and ALE (additional living expense) coverage.
Regarding the wind vs.
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Flood Insurance, Flood Insurance Program, Insurance Program, Program
When policyholders suffer a property loss and their insurance adjuster confirms coverage for some or all of the loss, many policyholders will hear the following from their adjuster: “We [the insurer] have a Preferred Service Providers list of recommended contractors you can choose from, all of which have been vetted for quality and reliability. You can also choose your own contractor to perform the repair work, however, if you choose a contractor from our Preferred Service Providers list, we [the insurer] will guarantee the work and arrange repairs if it’s not completed properly.”
Preferred Service Provider (“PSP”) lists are a money saving tool for insurers. Contracto
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Insurance, Insurance Companies