Credit cards give us the convenience of letting us pay off our charges over time. However, one of the risks associated with them is the prevailing problem of identity theft. Few people realize just how easy it is for someone to steal their identity using only the information from their credit cards. Here are some of the major ways identity theft is committed:
Shoulder Surfing
Beware when using credit cards in public places such as airports or ticket counters. Also, use caution when entering your credit card number on a public telephone. These are the times when identity thieves may engage in something known as “shoulder surfing”. The
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Cards, Credit Cards
By YOUNG MONEY Staff
7 August 2010
A simple wave of an iPhone or a Droid might replace the old-fashioned swipe and sign ritual of credit cards, reports Bloomberg/BusinessWeek. AT&T, Verizon Wireless and T-Mobile have reportedly partnered with Discover Financial Services – the fourth-biggest payment network after MasterCard, Visa and American Express – to transform smartphones into mobile payment systems.
Some early applications merging mobile phones with credit payments already exist, including a device that turns an iPhone into a credit card reader.
BusinessWeek was not able to elaborate on the technical details of the new system, which will apparently be tested in Atlanta and three other cities. Read full post…
Cards, Credit Cards
Every Sunday for the past thirty two weeks, Michelle Claverol has written on topics involving business income, extra expense and interruption claims. These are not the easiest or sexiest of insurance coverage matters, but, for many businesses, winning these issues and having claims paid promptly can determine economic survival.
In yesterday’s post, I quoted Barry Zalma’s opinion, “without Insurance the economy of the world would collapse. No entrepreneur would dare invest money in a business if he could not spread the risk of loss.” Scott Johnson and his fellow insurance agents would make a much greater impact upon their business clients if they could convince more to purchase complete coverage in the various forms of business loss insurance. Mon
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Business, Business Interruption
Sallie Mae is probably best known as a lender for student loans, but these days, the student loan conglomerate is also offering certificates of deposit (CD). Sallie Mae is not moving away from its student loan efforts, but it is branching out into additional financial product offerings, starting with certificates of deposit. Not only is Sallie Mae offering certificates of deposit, but it is also offering high-yield certificates of deposit. In addition to certificates of deposit, Sallie Mae is also offering high interest rates savings accounts.
Sallie CD Flavors
Sallie Mae is offering three types of certificates of deposit, which include 12, 36, and 60 months.
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Mae, Sallie Mae
Broadband speeds to UK homes are growing ever faster but many people are still not getting the broadband speeds they’ve signed up for.
Research by communications watchdog Ofcom shows that the average fixed-line residential broadband speed has increased by more than 25% over the last year, rising from 4.1Mbit/s to 5.2Mbits/s.
While that’s good news, more and more broadband customers are seeing far lower speeds than the headline rates they signed up for.
Mike Wilson, broadband manager at moneysupermarket.com, said: “It has been a longstanding concern that customers are being misled when buying broadband packages and …
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Broadband
Whether you have extra money tucked into a savings account, checking account, or its still in the form of a check or cash, you may be considering depositing this money into certificates of deposit. For many, certificates of deposit offer an investment that makes your money work harder for you. As is the case with any type of investment, make sure you take the Certificates of Deposit 101 course to gain a full understanding of certificates of deposit before you put your hard-earned money into one (or numerous ones).
Certificates of Deposit: Savings Tool
The primary purpose of certificates of deposit is to save money.
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Certificates Deposit, Deposit
Here are the best deals this week from Target. Thanks to In Good Cents for sharing them. You can see the entire list of deals for this week here.
Bic Cristal Ballpoint Pens (10 ct) – $0.60
$1/2 Bic Stationery Products , exp. 9-30-10 (SS 8/9/09)
$1/2 Bic Stationery Items Target printable
As low as FREE after stacked coupons
Clairol Hair Color – $5.99
$5/2 Natural Instincts Hair Color, exp. 8-31-10 (RP 07/11/10)
$1/1 Natural Instincts Hair Color, exp. 8-31-10 (RP 07/11/10)
$1/1 Clairol Hair Color, exp. 7-31-10 (P&G 06/06/10)
$5/2 Clairol Hair Color, exp. 8-3
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Deals, Deals 0718
