Finding the right CD rates in Palm Springs, California may seem to be a daunting task for many. Though better and competitive rates can sometimes be found with national banks or internet banks, many people prefer doing business with local financial institutions. Locals often prefer the personal service of financial institutions from their community when investing in a long term financial relationship.
Founded in 1951, the 1st Valley Credit Union has a decent rate for their members with their 12 months share certificates (SC). Their SCs require $10,000 minimum deposit to obtain APY. Their 12 Months SC has an APY of 0.96%. This rate was posted July 13, 2010.
For the 2 year CD, the Premier Service Bank has the most competitive local rate. Their CDs have a $1000 minimum deposit requirement. Their 24 Month CD has an APY of 1.35%. This rate was posted September 13, 2010.
Originally founded in 1963 to service the Riverside Area Federal Employees, the RAFE Federal Credit Union has since broadened their membership. At present, they hold the most decent local rates for the 3 year CD, the 4 year CD, and the 5 year CD or in this case, share certificate (SC).
Their SCs require a minimum deposit of $2,000 to earn the APY. Their 36 Months SC has an APY of 1.61%. Their 48 Months CD has an APY of 2.02%. Their 60 Months CD has an APY of 2.37%.
All of the abovementioned CD rates are still current and effective October 28, 2010. They may, however, change without prior notice. These are the current CD rates in Palm Springs, California available from local financial institutions.
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