Today, the people at CD Rates are looking at Bank of Internet USA CD rates. They have some of the most consistent highest earning returns on investments for the medium and long term deposits in the nation for the past year.
The current CD rates include the 3 month CD that is earning an APY of 0.35%. The 6 month CD is earning an APY of 1.10%. The 1 year CD is earning an APY of 1.41%. The 2 year CD is earning an APY of 1.60%. The 3 year CD is earning an APY of 1.91%. The 4 year CD is earning an APY of 2.16%. The 5 year CD is earning an APY of 2.54%.
The minimum deposit for these CDs is $1,000.
These are better CD rates than most other banks in the nation since this is an internet bank and not a brick and mortar establishment. This reduces their operating overhead, which they pass on to their customers as better rates of return.
This is a publicly traded company with a stock ticker on the NASDAQ of BOFI. They are based out of San Diego, California and have been in business since 1999. All funds at this financial establishment are insured by the FDIC.
The Bank of Internet USA CD rates were posted on January 21, 2011, but are subject to change without notice.
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